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Property Conveyancing

Legal Help for Buying or Selling a Property

Conveyancing is the label used to describe the legal work involved in buying, transferring or selling a property. This can cover a wide variety of transactions such as:

  • Buying or selling a family home
  • Selling or buying an investment property
  • Buying a site to build a home
  • Transferring land or property to a family member as a gift
  • Transferring property from one name to two names, after marriage
  • Taking out a mortgage or remortgaging to another bank

Whatever the nature of the transaction you are embarking upon, planning ahead can help you in this process, as with all of the above listed transactions there are a variety of matters to be considered.

Selling a Property Faster May Boost Price

One of the reasons why it’s so important to plan ahead when selling your house, is that you may gain financially.  Most homeowners expect some delays and bumps along the way. But UK research suggests that selling more quickly may get you a better price.  The research indicates that homes taking exactly 12 days to sell are the most likely to achieve their maximum asking price.

3 Steps to Selling A Property Quickly

As a seller, there are a number of steps you can take before you place your house on the market. If you take these steps, then your solicitor can act faster, once that offer is accepted.

1. Provide the Title Deeds to your solicitor in advance

Give your solicitor plenty of time to review your Title Deeds ahead of the offer being received. This will allow your solicitor to identify any potential difficulties with the deeds, and to update the documentation as and when this is needed. The earlier the title deeds are reviewed, and ideally a draft contract prepared, the quicker your solicitor can move your sale along. Do you have a mortgage on your property? Then you will need to sign a document authorising your solicitor to obtain the deeds from the bank.

2. Structural Changes to your Home?

If you have made any changes to your home since the purchase, you should advise your solicitor of all such changes. You need to gather together all relevant planning documentation -if any- and provide this to your solicitor. When issuing contracts your solicitor needs to include the planning history of the property. Therefore, you need to provide your buyer with all relevant certificates of compliance. If in doubt about the planning requirements, talk to your solicitor, who will advise you what is needed.

3. Apply for Clearance Certificates

There are several additional certificates which must be provided to the buyer when selling a property. Some of these certificates can take a little bit of time to obtain. So, it’s best if you apply as early as possible, or give your solicitor the information early to follow up your behalf.

BER Certificate and Advisory Report

This is the document which sets out the energy rating of the property. It is a standard requirement for all properties. You need an inspection of your property to prepare this Certificate, and you also need a qualified BER Assessor to do the inspection. Most auctioneers can organise this for you, as you need this certificate to advertise the property for sale.

NPPR Certificate

NPPR (Non-Principal Private Residential) Tax was relevant for the years 2009 – 2013 inclusive. It was payable in the amount of €200 per year if you owned a second home. Even if you were not liable for the tax, you require a certificate if you’re selling a property. If the property you are selling is your main home, you will need to apply to your Local Authority for an NPPR Certificate of Exemption. This will state that it was not payable. If you are selling an investment property, you will require a Certificate of Discharge of NPPR. This will confirm that you paid the tax.

LPT and Household Charge Clearance Certificate

You must give your buyer proof that you paid the Household Charge (2012. You also need proof that you are up to date with all LPT payments on the property. Your solicitor will need details of the LPT access codes, and he/she can investigate this matter. It is also important that your property has been registered with the Revenue Commissioners in the correct Valuation Band for LPT. You should enquire about this before the sale, to ensure the correct documentation is available at the time of contracts.

Taking time to give some attention to these matters will greatly assist a smooth sale, in the shortest time possible. So start tackling these tasks now if you want to sell your house quickly. Of course, there are lots of tips on making your house more attractive to buyers to speed up a sale. Check some of them out here.